Unlock Your Trail Income

    Get 1.5x Your Annual Trail Now

    Broker Capital helps mortgage brokers grow, acquire and exit with trail book lending.

    $20M
    Deployed By Team
    100+
    Brokers Funded By Team
    24h
    Fast Approval

    Trail Loan Calculator

    How Much Can You Borrow? What Would Payments Be?

    Borrowing Capacity (assumes Max LVR)

    36 Equal Monthly Payments

    This is an indicative estimate only. Each deal is priced according to risk. Payments exclude setup fees and any legal costs.

    Get Capital For:

    Flexible funding solutions tailored to your unique business needs

    Acquisitions

    Expand your portfolio by acquiring other brokerage businesses or client books to accelerate growth.

    Buying out a partner

    Secure the capital needed to buy out a business partner and gain full ownership of your brokerage.

    Working capital

    Maintain healthy cash flow for daily operations, payroll, and business expenses without disruption.

    Business expansion

    Invest in new locations, hire additional staff, or upgrade technology to scale your brokerage operations.

    Debt consolidation

    Simplify your finances by consolidating multiple debts into one manageable payment with better terms.

    How to Access Capital

    Get funded in five simple steps

    01

    Apply online

    Low doc, upload your latest RCTI and Aggregator Agreement

    02

    Short call

    Quick conversation to understand your situation

    03

    Approval in 24 hours

    Quick decision on your application

    04

    Sign loan docs

    We send you loan documents for signing

    05

    Get funded

    Get funded same day as signing

    Why Choose Broker Capital?

    Leverage

    Access more funds

    Certainty

    Approval in 24 hours, funding in a week

    Low Doc

    No financials required

    Can You Get Funded?

    If you're a mortgage broker with:

    Over $3,000/month in trail
    An agreement with an aggregator
    You're actively writing loans
    As Featured In

    News

    Australian Financial Review

    New private lender Broker Capital hangs out its shingle after raise

    By Sarah Thompson, Kanika Sood, and Emma Rapaport • Nov 16, 2025

    Australia's booming private credit sector has a new entrant, and one that's ready to lend money to the country's army of 22,000 mortgage brokers.

    Australian Financial Review article preview - New private lender Broker Capital hangs out its shingle after raise
    Mortgage Professional Australia

    Private lender targeting mortgage broker consolidation comes to market

    By William Farrington • Nov 17, 2025

    A new private lender armed with $3.2 million of funds deployable is pouncing on the consolidation boom in the mortgage broking industry.

    Broker Daily

    How the new generation of brokers is building teams

    By Simon Lewis • Jan 2, 2026

    Mortgage broking is moving beyond solo, commission-only models towards scaled, team-based businesses. This is helping the third-party channel stay competitive in a crowded market.

    Get in Touch

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    Get in touch

    Join hundreds of brokers who have already accessed their trail income. Apply now and get a decision within 24 hours. Have questions? Check our FAQ or learn more about our team.